We will complete the below items on files sent to processing if applicable and info available:
- USPS Validation
- Flood cert
- HOI
- Flood insurance
- Condo questionnaire
- VOEs
- 411 for employment
- DataVerify (Drive Report)
- SS89 – only if needed to clear condition
- IRS Transcripts – per AUS
- Appraisal – if specified & must have Intent to Proceed
- Title – if specified
- Credit Supplements – if specified
- VOR/VOM – if specified
- Payoffs – refi’s only unless specified
FHA specific
- Caivrs
- FHA case #
- Refi authorization (FHA streamline refi)
VA specific
- Caivrs
- VA LIN# (appraisal order)
- COE
ADDITIONAL TASKS
- Upload closing agent from approval list
- PUD master policy for common areas and processor cert for priority lien- DU only
- Demotech
Complete these pages in Encompass under Forms tab
- Insurance /Certificate Snapshot
Flood Cert
Hazard Ins./ Flood Ins.
HOA
Condo Master Policy - Purchase Mortgage Snapshot
can add agents, title co and seller for file contacts all here - Encompass Utilities
Remove efolder duplicates - Property Information Screen
PUD/Condo name
Helpful Tips
- Escrow company
found on wiring instructions
hit copy to settlement agent button in file contacts - Title Insurance company
found on closing protection letter (CPL)
processing manual pg. 157 - Mortgage Insurance – if FHA loan put HUD as company in file contacts